Information for consumers of financial services

Limited liability company «Axisleasing»
(short name under the Charter - LLC «AXISLEASING»)

In English: Limited Liability Company «AXISLEASING».

USREOU code: 34492788
Registered office: Ukraine, 01033, Kyiv, Korolenkivska Street, building 3, office 704

Contact telephone:
(044) 528-4111

Address for accepting (including sending) client applications to the Company on paper media: Ukraine, 01033, Kyiv, Korolenkivska Street, building 3, office 704

E-mail address: info@axisleasing.com.ua;

E-mail address for client enquiries via the feedback form.

State registration information (date and entry number in the Unified State Register regarding state registration of a legal entity):

17.07.2006, 1 074 102 0000 018393; (link to scanned certificate) Information on registration of the Company as a financial institution:

Certificate of registration of a financial institution issued by the National Commission for State Regulation of Financial Services Markets, Order No. 1047 of 21.06.2018, registration number:

13103785; series and certificate number: FK No. 1049 of 21.06.2018, financial institution code: No. 13; (link to scanned certificate) Information on inclusion in the register of financial institutions and the right to provide the relevant financial service on the website of the National Bank of Ukraine:

https://kis.bank.gov.ua/search-fu
(may not be publicly available due to military operations)

Extract from the State Register of Financial Institutions No. 27-0026/18045 of 07.03.2024 (link to scanned extract).

Contact information of the authority exercising state supervision over the Company’s activities:

National Bank of Ukraine Address of the National Bank of Ukraine:

01601, Kyiv, Instytutska Street, 9.
Contact telephone: 0800 505 240.

For written citizen applications:

01601, Kyiv-8, Instytutska Street, 11-b.
E-mail: nbu@bank.gov.ua

Not provided.

The cost and amount of payment for financial leasing services depend on the following financing terms: Leasing object: new and used passenger cars, trucks, commercial vehicles, tractors, combines, other self-propelled, towed and mounted agricultural machinery, special-purpose machinery, equipment, buses, etc. Down payment: from 0%

Leasing term: from 12 to 60 months;

Financing currency: Ukrainian hryvnia, US dollar, euro; for individual consumers - Ukrainian hryvnia only.

Payment schedule: classic, annuity, seasonal.

Financing rate: The financing rate, which may also be included in the remuneration amount, may range from 0.01% to 39.5%. The financing rate (including remuneration) depends on the leasing object (its features, purpose, etc.), leasing term, specifics of supply of the leasing object, place and conditions of use (operation), currency, down payment amount, special leasing programmes, etc. The final cost of the service and the possibility of incurring additional costs are agreed by the parties in the financial leasing agreement. An indicative monthly payment can be calculated using the online calculator on the Company’s website.

The cost of the service may include (as agreed by the parties): transport tax (where payable), GPS tracker or security system, costs of registration and insurance of the leasing object. The above data are indicative; the final cost of the financial service provided by the Company is fixed when the relevant leasing agreement is concluded. In exceptional cases, subject to agreement of the parties under the leasing agreement, special financing terms may apply. Lease payments are made in hryvnia. The agreement may provide for lease payments in hryvnia with adjustment to the USD/EUR exchange rate (does not apply to individual consumers).

VOROBIEV YEVHENII VASYLOVYCH, citizen of Ukraine, identification number 3219818173, registered at:

02166, Kyiv, Miliutenka Street, building 42, flat 156, direct decisive influence, 100% stake in the authorised capital.

VOROBIEV YEVHENII VASYLOVYCH, citizen of Ukraine, identification number 3219818173, registered at:

02166, Kyiv, Miliutenka Street, building 42, flat 156, direct decisive influence, 100% stake in the authorised capital.

A supervisory board has not been elected.

The executive body of the Company that manages the Company’s current activities on a sole basis is the Director - Fomin Andrii Oleksandrovych.

Separate subdivisions have not been established.

Published on the Company’s official website for at least the last three years

Bankruptcy proceedings against LLC «Axisleasing» have not been opened. Rehabilitation procedure against LLC «Axisleasing» has not been opened.

No decision on liquidation of LLC «Axisleasing» has been adopted by the participants of the Company, any other authorised body of the Company, or a court.

Information on ownership structure as of 01.01.2026.

https://bank.gov.ua/ua/statistic/supervision-statist#6

Before concluding an agreement with the client for the provision of a financial service, the Company shall additionally provide the client with information on the proposed financial service, including the cost of that service for the client (factors affecting the cost of the financial service).

Separately, the Company provides the client in writing with:

• information under Article 7 of the Law of Ukraine «On Financial Services and Financial Companies»;

• a warning on possible currency risks affecting the financial leasing agreement where obligations are denominated in foreign currency or the agreement provides for changes in the value of the leasing object, interest rate and/or lease payments depending on the official hryvnia exchange rate against foreign currency;

• illustrative examples of changes in periodic payments if the official hryvnia exchange rate against foreign currency changes.

The Company obtains written confirmation from the consumer that the consumer has been informed of the above information.

Порядок взаємодії зі споживачами фінансових послуг та порядок розгляду звернень споживачів фінансових послуг

1. Financial leasing

2. Financial leasing agreement

Name of the agreement

An agreement for the provision of financial services is concluded exclusively in writing. A copy of the agreement concluded on paper, as well as annexes thereto (if any), are provided by the Company to the client immediately after signing but before the financial service is provided to the client.

Relations between the Company (Lessor) and the client (Lessee) arising from the financial leasing agreement are governed by the Civil Code of Ukraine and the Commercial Code of Ukraine, taking into account the specifics established by the laws of Ukraine on regulation of financial services, the Law of Ukraine «On Financial Leasing» of 04.02.2021 No. 1201-IX and other laws of Ukraine, as well as regulatory acts adopted to implement them.

Under a financial leasing agreement the lessor undertakes, for a term and for a fee (lease payments) determined by the agreement, to transfer to the lessee for possession and use as the financial leasing object property owned by the lessor and acquired by the lessor without prior agreement with the lessee, or property specially purchased by the lessor from the seller (supplier) according to specifications and terms set by the lessee, and to transfer it for use by the lessee.

The object of financial leasing may be property identified by individual characteristics that meets the criteria for fixed assets under the law, is not prohibited from free circulation on the market and for which the law does not restrict transfer into leasing.

The object of financial leasing may not be confiscated and no third party may impose seizure in connection with any acts or omissions of the lessee, except as established by law.

The object of financial leasing may not be included in the liquidation estate if the lessee is declared bankrupt, in the cases and manner established by the Code of Ukraine on Bankruptcy Procedures.

Protection of the lessee’s rights to the financial leasing object

For the term of the financial leasing agreement, subject to proper performance of its terms, the lessee is ensured protection of its rights to the financial leasing object under the law and/or the agreement, while respecting the lessor’s rights established by law and/or the agreement.

For the term of the financial leasing agreement, subject to proper performance of its terms, the lessee has the right to demand that persons infringing its rights as lessee, including the lessor, remedy any infringement of its rights to the financial leasing object.

The lessee has the right to acquire ownership of the financial leasing object subject to proper, full and unconditional performance of its obligations under the financial leasing agreement, including payment of lease and other payments and penalties (fine, late payment interest), unless otherwise provided by the agreement.

Refusal of the financial leasing agreement and early termination of the financial leasing agreement

After the lessee has received the financial leasing object, the lessor has the right to refuse the financial leasing agreement unilaterally by written notice to the lessee and/or to demand return of the financial leasing object, including in a non-contentious manner on the basis of an enforcement endorsement of a notary:

• if the lessee has failed to pay a lease payment in full or in part under the financial leasing agreement and the delay exceeds 60 calendar days;

• on other grounds established by the financial leasing agreement.

If transfer of the financial leasing object to the lessee is delayed by more than 40 calendar days, the lessee may, until the object is transferred, refuse the financial leasing agreement unilaterally by written notice to the lessor.

Lease payments made by the lessee under the financial leasing agreement up to the date of unilateral refusal by the lessor or termination of the agreement are not refundable to the lessee, except where unilateral refusal or termination occurs before the financial leasing object is transferred to the lessee.

The lessor has the right to recover from the lessee arrears of lease payments as of the termination date, as well as damages, penalties (fine, late payment interest), other costs including those incurred by the lessor in connection with the notary’s enforcement endorsement.

The lessee may submit a written proposal to the lessor for partial or full early repayment of the debt reimbursing the value of the financial leasing object with corresponding amendment of the lease payment schedule, no earlier than 20 (twenty) calendar days before the desired repayment date and provided there is no overdue debt under the financial leasing agreement.

The client’s right to terminate or end the agreement, the right of early performance, and the consequences of such actions.

If transfer of the financial leasing object to the lessee is delayed by more than 30 calendar days and the agreement does not provide otherwise, the lessee may, until the object is transferred, refuse the financial leasing agreement unilaterally by written notice to the lessor.

Upon expiry of the term for which the financial leasing object was transferred to the lessee for possession and use (if ownership does not pass to the lessee), as well as upon early termination of the financial leasing agreement and in other cases of early return of the object, the object shall be returned in the condition in which it was accepted for possession and use, allowing for normal wear, or in the condition determined by the financial leasing agreement and accompanying documentation on the object.

The lessee may submit a written proposal to the Lessor for partial or full early repayment of the debt reimbursing the value of the financial leasing object with corresponding amendment of the lease payment schedule, no earlier than 20 (twenty) calendar days before the desired repayment date and provided there is no overdue debt under the financial leasing agreement.

Partial early repayment of the debt reimbursing the value of the financial leasing object is possible in any period of the agreement subject to the Lessor’s consent and payment of a fee under Annex «Fees» to the financial leasing agreement.

Full early repayment of the debt reimbursing the value of the financial leasing object is possible no earlier than the 13th (thirteenth) month from the date of signing the acceptance certificate for the financial leasing object and subject to the Lessor’s consent.

Procedure for amending the financial leasing agreement

By written consent of the parties.

Minimum term of the agreement

The term for which the financial leasing object is transferred to the lessee for possession and use may not be less than one year.

Determined in accordance with agreed schedules and reflected in the financial leasing agreement itself.

Consumer rights are protected by the Company through review of and response to applications and complaints received in the course of business, and consumer rights are also protected in court. Out-of-court review of consumer complaints is carried out by the Company through review of written applications in accordance with the Law of Ukraine «On Citizens’ Applications» of 2 October 1996 No. 393/96-VR.

Address for accepting complaints from consumers of financial services: after re-registration

Ukraine, 01033, Kyiv, Korolenkivska Street, building 3, office 704
e-mail: info@axisleasing.com.ua;

Out-of-court review of complaints from consumers of financial services is also carried out by the National Bank of Ukraine. Detailed information on review of consumer applications to the National Bank of Ukraine is available at:

Official website of the National Bank of Ukraine on review of citizen applications:

https://bank.gov.ua/
in the section «Citizen applications»:
https://bank.gov.ua/ua/consumer-protection/citizens-appeals#

1. Information on the Company’s financial performance and economic condition subject to mandatory disclosure;

2. List of managers of the Company and its separate subdivisions (if any);

3. Size of stakes in the Company’s authorised capital held by members of its executive body, and list of persons whose stakes in the Company’s authorised capital exceed 5 per cent;

4. Other information the right to obtain which is established by law.

The Company is a primary financial monitoring entity under the Law of Ukraine «On Prevention and Counteraction to Legalisation (Laundering) of Proceeds Obtained through Crime, Terrorist Financing and Financing of Proliferation of Weapons of Mass Destruction» of 06.12.2019 No. 361-IX.

The Company has the right to request, and the client and the client’s representative(s) are obliged to provide, information (official documents) necessary for due diligence (identification and verification of the client (its representative);

identification of the client’s ultimate beneficial owner or absence thereof, including obtaining an ownership structure for understanding, and data enabling identification of the ultimate beneficial owner, and measures to verify their identity (where applicable);

establishing (understanding) the purpose and nature of future business relations or a financial transaction; ongoing monitoring of business relations and financial transactions of the client in the course of such relations for consistency with information held by the Company on the client, its activities and risk (including, where necessary, the source of funds related to financial transactions);

ensuring that documents, data and information obtained and held on the client remain up to date), as well as for the Company to fulfil other requirements of legislation on prevention and counteraction. The Company’s compliance with this Law does not constitute a breach of the Law of Ukraine «On Personal Data Protection» regarding processing of personal data. Personal data are processed under this Law without obtaining the data subject’s consent.

COMPLIANCE is conformity with a set of rules, standards and values that define parameters for transparent and effective business, regulate corporate relations among employees of LLC «AXISLEASING», set rules of conduct with third parties - sellers (suppliers), counterparties, clients, potential consumers of financial services and other participants in business processes, representatives of public authorities and self-government, charitable organisations and other business partners.

COMPLIANCE SYSTEM OF LLC «AXISLEASING» comprises: ANTI-CORRUPTION PROGRAMME, CODE OF ETHICS, POLICY ON PREVENTION, DETECTION AND MANAGEMENT OF CONFLICTS OF INTEREST IN LLC «AXISLEASING».

Since its inception LLC «AXISLEASING» has adhered to anti-corruption standards and procedures established by applicable Ukrainian law to counter any manifestations of corruption in the Company’s work. The set of rules, standards and procedures for detection, counteraction and prevention of corruption in business and social activity is defined by the ANTI-CORRUPTION PROGRAMME, which is mandatory for all employees of the Company and also applies in relations with clients and partners.

The CODE OF ETHICS defines core corporate principles and rules of business conduct, rights and duties of each employee in internal employment relations and in external business contacts with other market participants.

The Company applies POLICY ON PREVENTION, DETECTION AND MANAGEMENT OF CONFLICTS OF INTEREST IN LLC «AXISLEASING», adopted to identify, avoid and manage any conflicts of interest that may harm the Company’s clients or the interests of LLC «AXISLEASING». The document defines circumstances that cause or may cause a conflict of interest during the Company’s activities and contains relevant norms and measures applied by LLC «AXISLEASING» to manage conflicts of interest.

A sole proprietor or legal entity to be included in the List (for providing ancillary services to the lessee) must meet the following requirements:

1. have the right to carry on the relevant ancillary service activity;

2. have a sufficient number of qualified staff and equipment necessary for proper provision of ancillary services.